The convenience of using a credit card and debit card are great. Tracking your spending is also easier by using a credit and/or debit card. However, the key is to know when to use which one and my system makes answering this question very easy.
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Reduce Stress Levels By Discussing Your Financial Situation Monthly
Open communication regarding your finances will reduce the financial stress in your relationships.
How to Calculate Your Monthly Recurring Expenses
Recurring expenses are also referred to as fixed expenses. I prefer recurring vs. fixed as you do have some control on ‘fixed’ amount you will pay each month.
How to Manage and Track Your Discretionary Expenses
Discretionary expenses are items such as; groceries, dining out, entertainment, gas, Uber, and other expenses that you did not fund as a fixed expense.
How to Manage and Track Your Credit Cards Monthly
When purchasing an item by credit card, If you don’t know how your are going to pay for the item you when the payment is due, then you can’t afford it!
Calculate And Compare Your Net Worth Frequently
Just like a report card or employee performance review a personal balance sheet measures your financial performance.
How My Cash Flow System Began Over 20 Years Ago
A lot has changed since the late 1990s. However, you still don’t need fancy software to track your monthly cash flow using my system.
How I Reconcile My Credit Card Activity Monthly.
Here is how I reconcile my credit card activity each month. By following my tips and tricks, it should a manageable process for you each month too
How I Reconcile My Recurring Expenses Account Monthly.
Here is how I have been tracking and reconciling my recurring expenses for over 20 years.
How To Maximize Your Pre-Tax Benefit Accounts Deductions
Taking advantage of pre-tax deductions is not only a great way to save on taxes but also a great way to help you manage your monthly spending.