Finally. A Budget Built for How You Actually Get Paid.

My free 15-Second Spending Plan tool builds your personalized spending plan in minutes.
No app. No spreadsheet. No monthly fee.

Try My Free Spending Plan Tool

15-Second Spending Plan tool showing payday frequency selector and six-step budget builder

My 15-Second Spending Plan System
Four easy steps to get control of your money

No apps to download. No bank accounts to link. No monthly fees. No wasting your time.

Step 1 — Build your 15-Second Spending Plan

If you can’t tell someone your total planned monthly spending in 15 seconds, you don’t have complete control of your spending.

Step 2 — Automate your payday routine

Get peace of mind knowing that your paycheck deposit is automatically transferred into the right accounts to pay all your bills.

Step 3 — Create your monthly spending tracker template

Building a simple one-page monthly spending tracker template saves you from constantly downloading and tracking expenses.

Step 4 — Close out your spending plan every month

Update your one-page monthly spending tracker template in under one hour each month to see your actual spending.

How to budget when you get paid weekly

30 reasons a 15-Second Spending Plan is better than budgeting

How to budget when you get paid biweekly

Get Started with Your 15-Second Spending Plan Today

Get Started Now

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Take control of irregular spending with my professional sinking fund trackers
designed for real life.

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48-page sinking fund tracker bundle from Financial Dadvisor

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