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Joint Bank Accounts Or Yours, Mine, and Ours?
Read more: Joint Bank Accounts Or Yours, Mine, and Ours?The decision for married couples to have joint accounts or separate bank accounts impacts their financial and marital success.
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Why Travel Is A “Need” For Millennials And Gen-Zs
Read more: Why Travel Is A “Need” For Millennials And Gen-ZsMy observations and recent studies show travel is a way of life for Millennials and Gen-Zs.
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Paying Rent Is OK Until You Are Ready To Buy
Read more: Paying Rent Is OK Until You Are Ready To BuyDon’t feel bad about paying rent until you are ready to buy a home.
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The Tax Benefits For Homeowners Have Nearly Vanished
Read more: The Tax Benefits For Homeowners Have Nearly VanishedThe Tax Cut and Jobs Act of 2018 eliminated many of the tax benefits of homeownership.
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Prioritize Starting A 401k Over Paying Off Student Debt
Read more: Prioritize Starting A 401k Over Paying Off Student DebtThe longer you delay saving for retirement the greater the impact on your future net worth.
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When To Pay With A Credit Card or Debit Card To Control Your Debt
Read more: When To Pay With A Credit Card or Debit Card To Control Your DebtThe convenience of using a credit card and debit card are great. Tracking your spending is also easier by using a credit and/or debit card. However, the key is to know when to use which one and my system makes answering this question very easy.
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Reduce Stress Levels By Discussing Your Financial Situation Monthly
Read more: Reduce Stress Levels By Discussing Your Financial Situation MonthlyOpen communication regarding your finances will reduce the financial stress in your relationships.
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How to Calculate Your Monthly Recurring Expenses
Read more: How to Calculate Your Monthly Recurring ExpensesRecurring expenses are also referred to as fixed expenses. I prefer recurring vs. fixed as you do have some control on ‘fixed’ amount you will pay each month.
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How to Manage and Track Your Discretionary Expenses
Read more: How to Manage and Track Your Discretionary ExpensesDiscretionary expenses are items such as; groceries, dining out, entertainment, gas, Uber, and other expenses that you did not fund as a fixed expense.
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How to Manage and Track Your Credit Cards Monthly
Read more: How to Manage and Track Your Credit Cards MonthlyWhen purchasing an item by credit card, If you don’t know how your are going to pay for the item you when the payment is due, then you can’t afford it!
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