Since their graduation from college, I have given my own young adult children advice on a variety of money topics. Below are 101 money tips that I have given them over the past several years. I am sharing these 101 tips with you so that you may also benefit from them!
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How To Change Your Credit Card Statement Closing Date To Manage And Track Your Spending
Selecting your own statement date, which drives your payment date, will help you manage your credit card activity and account balance.
Splitting Bills – Can You Do it Fairly?
Splitting bills 50/50 would seem fair, however, it may be the most unfair method of doing so.  My analysis shows that you may be adding financial stress and hurting your own ability to save using the 50/50 method.Â
10 Easy Steps For Budgeting Recurring Expenses
Recurring expenses are also known as fixed expenses. They can be paid monthly like utilities or be a periodic expense like car insurance. Here are 10 easy steps on how to budget for your recurring and periodic expenses.
Joint Bank Accounts Or Yours, Mine, and Ours?
The decision for married couples to have joint accounts or separate bank accounts impacts their financial and marital success.
Why Travel Is A “Need” For Millennials And Gen-Zs
My observations and recent studies show travel is a way of life for Millennials and Gen-Zs.
The Pros and Cons of A Down Payment Gift
When gifting money for a down payment on a home, I recommend a matching savings plan vs. just an outright gift.
Paying Rent Is OK Until You Are Ready To Buy
Don’t feel bad about paying rent until you are ready to buy a home.
The Tax Benefits For Homeowners Have Nearly Vanished
The Tax Cut and Jobs Act of 2018 eliminated many of the tax benefits of homeownership.
Prioritize Starting A 401k Over Paying Off Student Debt
The longer you delay saving for retirement the greater the impact on your future net worth.