The reason you may be broke and in debt is you have tried to follow the typical advice of using a budget. Here are 15 reasons why budgets don’t work and 15 reasons why my 15-second Spending Plan is better solution than budgeting.
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10 Best Books For A Recent College Graduate
Graduating from college is a huge milestone—and often a terrifying launchpad into real life. These 10 books make thoughtful, empowering gifts to help recent college grads navigate careers, money, identity, and purpose.
15 Budgeting Time Wasters That Are Stealing Your Happiness
Let’s be real—budgeting time wasters don’t just drain your wallet; they steal your energy, peace of mind, and valuable time. As a busy person balancing life, work, and maybe even a family budget, the last thing you need is financial stress taking over your mental space.
12 Smart Ways To Use Extra Income To Relieve Bill Stress
It’s tempting to splurge on something fun when you receive extra income—from a tax refund, an annual bonus, or an extra paycheck. But what if you used that extra income to reduce financial stress instead?
Sinking Fund Tracker Template
Car maintenance is one of those inevitable expenses that can sneak up on you if you’re not prepared. From routine oil changes to major repairs like timing belt replacements, the costs can quickly add up. That’s where a sinking fund comes in.
10 Best Budgeting Wallets with Cash Envelope Sets
We’ve detailed 10 of Amazon’s best budgeting wallets, which combine the convenience of a wallet with a built-in cash envelope sets. Find the best one for you to get control of your cash budget for the month.
The Pros and Cons of A Down Payment Gift
When gifting money for a down payment on a home, I recommend a matching savings plan vs. just an outright gift.
My 10 Must-Read Books for Building a Happy, Wealthy, and Fulfilling Retirement
These books helped me secure my retirement, and I believe they will help you have a happy, wealthy, and fulfilling retirement, too
How to Budget When You Get Paid Biweekly
Are you finding managing your biweekly paycheck with your monthly bills challenging? You’re not alone, but with my 15-Second Spending Plan and automated payday routine, you can take charge of your finances and make it all work smoothly.
How to Budget When You Get Paid Weekly
Are you struggling to juggle your weekly paycheck with your monthly bills? It’s a common struggle for many people, but with my 15-Second Spending Plan and automated payday routine, you can take control of your finances and make it work.
The 15-Second Spending Plan eBook Edition for Individuals
The eBook edition for individuals is an easy-to-use guide for singles and partners who keep their finances separate. It will help you stop living paycheck to paycheck, build savings, and reduce your credit card debt.