Tag: Spending
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The Pros and Cons of A Down Payment Gift
When gifting money for a down payment on a home, I recommend a matching savings plan vs. just an outright gift.
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101 Money Tips For Millennials
Since their graduation from college, I have given my own young adult children advice on a variety of money topics. Below are 101 money tips that I have given them over the past several years. I am sharing these 101 tips with you so that you may also benefit from them!
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Can I Change My Credit Card Due Date? Yes — Here’s How (Free Calculator)
Selecting your own statement date, which drives your payment date, will help you manage your credit card activity and account balance.
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10 Easy Steps For Budgeting Recurring Expenses
Recurring expenses are also known as fixed expenses. They can be paid monthly like utilities or be a periodic expense like car insurance. Here are 10 easy steps on how to budget for your recurring and periodic expenses.
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Joint Bank Accounts Or Yours, Mine, and Ours?
The decision for married couples to have joint accounts or separate bank accounts impacts their financial and marital success.
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Why Travel Is A “Need” For Millennials And Gen-Zs
My observations and recent studies show travel is a way of life for Millennials and Gen-Zs.
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Paying Rent Is OK Until You Are Ready To Buy
Don’t feel bad about paying rent until you are ready to buy a home.
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The Tax Benefits For Homeowners Have Nearly Vanished
The Tax Cut and Jobs Act of 2018 eliminated many of the tax benefits of homeownership.
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When To Pay With A Credit Card or Debit Card To Control Your Debt
The convenience of using a credit card and debit card are great. Tracking your spending is also easier by using a credit and/or debit card. However, the key is to know when to use which one and my system makes answering this question very easy.
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How to Calculate Your Monthly Recurring Expenses
Recurring expenses are also referred to as fixed expenses. I prefer recurring vs. fixed as you do have some control on ‘fixed’ amount you will pay each month.