Tag: Fixed Expenses
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The Pros and Cons of A Down Payment Gift
When gifting money for a down payment on a home, I recommend a matching savings plan vs. just an outright gift.
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How To Change Your Credit Card Statement Closing Date To Manage And Track Your Spending
Selecting your own statement date, which drives your payment date, will help you manage your credit card activity and account balance.
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10 Easy Steps For Budgeting Recurring Expenses
Recurring expenses are also known as fixed expenses. They can be paid monthly like utilities or be a periodic expense like car insurance. Here are 10 easy steps on how to budget for your recurring and periodic expenses.
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Joint Bank Accounts Or Yours, Mine, and Ours?
The decision for married couples to have joint accounts or separate bank accounts impacts their financial and marital success.
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Why Travel Is A “Need” For Millennials And Gen-Zs
My observations and recent studies show travel is a way of life for Millennials and Gen-Zs.
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Paying Rent Is OK Until You Are Ready To Buy
Don’t feel bad about paying rent until you are ready to buy a home.
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When To Pay With A Credit Card or Debit Card To Control Your Debt
The convenience of using a credit card and debit card are great. Tracking your spending is also easier by using a credit and/or debit card. However, the key is to know when to use which one and my system makes answering this question very easy.
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How to Calculate Your Monthly Recurring Expenses
Recurring expenses are also referred to as fixed expenses. I prefer recurring vs. fixed as you do have some control on ‘fixed’ amount you will pay each month.
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How to Manage and Track Your Credit Cards Monthly
When purchasing an item by credit card, If you don’t know how your are going to pay for the item you when the payment is due, then you can’t afford it!
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How My Cash Flow System Began Over 20 Years Ago
A lot has changed since the late 1990s. However, you still don’t need fancy software to track your monthly cash flow using my system.