Tag: Debt
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The Pros and Cons of A Down Payment Gift
When gifting money for a down payment on a home, I recommend a matching savings plan vs. just an outright gift.
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How To Change Your Credit Card Statement Closing Date To Manage And Track Your Spending
Selecting your own statement date, which drives your payment date, will help you manage your credit card activity and account balance.
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Prioritize Starting A 401k Over Paying Off Student Debt
The longer you delay saving for retirement the greater the impact on your future net worth.
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When To Pay With A Credit Card or Debit Card To Control Your Debt
The convenience of using a credit card and debit card are great. Tracking your spending is also easier by using a credit and/or debit card. However, the key is to know when to use which one and my system makes answering this question very easy.
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How to Manage and Track Your Discretionary Expenses
Discretionary expenses are items such as; groceries, dining out, entertainment, gas, Uber, and other expenses that you did not fund as a fixed expense.
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How to Manage and Track Your Credit Cards Monthly
When purchasing an item by credit card, If you don’t know how your are going to pay for the item you when the payment is due, then you can’t afford it!
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How I Reconcile My Credit Card Activity Monthly.
Here is how I reconcile my credit card activity each month. By following my tips and tricks, it should a manageable process for you each month too
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12 Ways To Spend Your Stimulus Check Wisely
The CARES Act is providing stimulus checks to certain individuals based on income. If you receive a check, here are 15 ways to spend the money wisely.
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12 Ways To Use Student Loan Relief From The CARES Act
The CARES Act automatically suspended your federal student loan payments for six months. Here are 15 ways to spend it wisely.